| →第一步：挑选房源 |
| →第二步：实地考察 |
| →第三步：签定认购书 |
| →第四步：签定合同 |
| →第五步：付款方式 |
| →第六步：保险与公正 |
| →第七步：验收房屋 |
| →第八步：物业管理 |
| →第九步：产权过户 |
|
年份
|
月数
|
月利率
(‰) |
年利率(%) |
月还款额 |
本息总额
|
总利息
|
| 1 |
12 |
4.425 |
5.31 |
到期一次还本息 |
10531.000 |
531.000 |
| 2 |
24 |
4.425 |
5.31 |
440.104 |
10562.485 |
562.485 |
| 3 |
36 |
4.425 |
5.31 |
301.103 |
10839.700 |
839.700 |
| 4 |
48 |
4.425 |
5.31 |
231.700 |
11121.593 |
1121.593 |
| 5 |
60 |
4.425 |
5.31 |
190.136 |
11408.153 |
1408.153 |
| 6 |
72 |
4.65 |
5.58 |
163.753 |
11790.252 |
1790.252 |
| 7 |
84 |
4.65 |
5.58 |
144.080 |
12102.758 |
2102.758 |
| 8 |
96 |
4.65 |
5.58 |
129.379 |
12420.363 |
2420.363 |
| 9 |
108 |
4.65 |
5.58 |
117.991 |
12743.043 |
2743.043 |
| 10 |
120 |
4.65 |
5.58 |
108.923 |
13070.773 |
3070.773 |
| 11 |
132 |
4.65 |
5.58 |
101.542 |
13403.523 |
3403.523 |
| 12 |
144 |
4.65 |
5.58 |
95.425 |
13741.259 |
3741.259 |
| 13 |
156 |
4.65 |
5.58 |
90.282 |
14083.948 |
4083.948 |
| 14 |
168 |
4.65 |
5.58 |
85.902 |
14431.551 |
4431.551 |
| 15 |
180 |
4.65 |
5.58 |
82.133 |
14784.027 |
4784.027 |
| 16 |
192 |
4.65 |
5.58 |
78.861 |
15141.335 |
5141.335 |
| 17 |
202 |
4.65 |
5.58 |
75.997 |
15503.427 |
5503.427 |
| 18 |
216 |
4.65 |
5.58 |
73.473 |
15870.257 |
5870.257 |
| 19 |
228 |
4.65 |
5.58 |
71.236 |
16241.773 |
6241.773 |
| 20 |
240 |
4.65 |
5.58 |
69.241 |
16617.924 |
6617.924 |
| 21 |
252 |
4.65 |
5.58 |
67.455 |
16998.656 |
6998.656 |
| 22 |
264 |
4.65 |
5.58 |
65.848 |
17383.911 |
7383.911 |
| 23 |
276 |
4.65 |
5.58 |
64.397 |
17773.631 |
7773.631 |
| 24 |
288 |
4.65 |
5.58 |
63.082 |
18167.757 |
8167.757 |
| 25 |
300 |
4.65 |
5.58 |
61.887 |
18566.226 |
8566.226 |
| 26 |
312 |
4.65 |
5.58 |
60.798 |
18968.976 |
8968.976 |
| 27 |
324 |
4.65 |
5.58 |
59.802 |
19375.941 |
9375.941 |
| 28 |
336 |
4.65 |
5.58 |
58.890 |
19787.056 |
9787.056 |
| 29 |
348 |
4.65 |
5.58 |
58.052 |
20202.253 |
10202.253 |
| 30 |
360 |
4.65 |
5.58 |
57.282 |
20621.464 |
10621.464 |
| |
期限贷款利率及万元月还款额表
(等额本息还款方式)
|
|
|
| 贷款期限 |
利率 |
万元还款额 |
| 年 |
月 |
年（%） |
月（%0） |
| 1 |
12 |
5.94 |
4.95 |
到期一次还本付息 |
| 2 |
24 |
5.94 |
4.95 |
442.9358 |
| 3 |
36 |
5.94 |
4.95 |
303.9476 |
| 4 |
48 |
6.03 |
5.025 |
234.9876 |
| 5 |
60 |
6.03 |
5.025 |
193.4675 |
| 6 |
72 |
6.21 |
5.175 |
166.7220 |
| 7 |
84 |
6.21 |
5.175 |
147.0944 |
| 8 |
96 |
6.21 |
5.175 |
132.4392 |
| 9 |
108 |
6.21 |
5.175 |
121.0987 |
| 10 |
120 |
6.21 |
5.175 |
112.0780 |
|
